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Fabric Checkbook Cover (with duplicate check divider)

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Fabric Checkbook Cover (with duplicate check divider)


As much as I’d like to do away with checks and never use them……there are still times that I need to write a check.  There’s always some random bill that I need to mail off, someone I need to pay and I don’t have enough cash, a store that won’t take one of my debit/credit cards, etc.


So, I still pack around my checkbook.  (Anyone else?)


However, for the past few years, it has always bugged me that the little checkbook covers that the bank gives you are plastic.  And eventually crack and break apart. (Ooooh, makes me so mad.)  But I never even considered making my own…because I always use duplicate checks and so I need that little plastic flap that slides under the current check you’re writing, so it doesn’t copy onto other checks down below.


But hello……why not make my own cover and add my own flap from vinyl??

Oh yeah, I guess I could do that. ;)



The cover is thin and sleek, so it still fits nicely in my wallet…….AND is much cuter than that old plastic one!



Yep, I carry a full sized wallet and carry my checkbook everywhere with me because I can never predict when I might need a check, so I like having it handy.  And this new cover is much more pleasant on the eyes when I unzip this section of my wallet.  But you can always toss it into your desk, your purse, or wherever else you store your checkbook.




There are two pockets inside the cover, one for a checkbook to slide into and the other for the register.  The vinyl flap is so handy to place between each duplicate check…..but can easily be left off if you aren’t the duplicate-check-type!




The best part, is that it doesn’t take long to make… you can whip up one for you, a few for your friends, and a few more to keep handy for gifts.  Checks are still going strong and until I can get rid of them completely, I might as well keep them in a cover that I actually like carrying around!




How about you… you still use checks?


If so, do you want to get rid of your old cover too?


Of course you do.




  • medium weight cotton woven fabric, outer fabric
  • medium weight cotton woven fabric, lining fabric
  • fusible interfacing (optional)
  • medium weight clear vinyl (for the check divider)

***Check out my Sewing Terms 101 post, for additional help.



Cut 1 piece of the outer fabric and 1 piece of the lining fabric — both 7 3/4 inches long and 7 inches wide.  Cut 2 pieces of the lining fabric 6 1/2 inches long and 7 inches wide.  (If your outer or lining fabric isn’t quite stiff/thick enough, iron some fusible interfacing to the WRONG side of these pieces.





Fold both of the smaller lining pieces in half width-wise, with WRONG sides together, and iron flat.  Sew an edge-stitch, right along the very top edge, about 1/16 of an inch from the fold.  They should now measure 3 1/4 inches tall and 7 inches wide.



Lay your larger piece of lining fabric down in front of you with the longer length going right to left, and the RIGHT side facing up.  Place the folded lining pieces down on top, matching up the raw edges up at each end.



Sew a basting stitch around all 4 edges (1/4 inch seam allowance), attaching the top fabric pieces in place…..which will become your pockets.



Next, place the outer fabric piece RIGHT side face down, right on top of those two little pockets you just attached.



Sew around all four edges, using a 1/4 inch seam allowance, leaving a 4 inch opening along one of the 7 inch ends.



Trim off all 4 corners (click on the sewing tips link above, right under the supply list, for more info about clipping corners).



Turn the entire thing right side out, through the 4 inch opening.  Poke out each of the corners and tuck the edges of the opening towards the inside 1/4 inch.  Iron the entire thing flat.



Now, cut a piece of clear vinyl that is 3 x 5 1/2 inches.



Round off the upper two corners of the piece of vinyl.



Use a seam ripper to widen the opening of the fabric, so that it’s just wide enough for the vinyl to slide inside.


Slide the straight edge of the vinyl (not the edge with the curved corners) into the opening 1/2 inch.  Be sure and center it right and left from the fabric corners.


Sew the vinyl in place, using a top-stitch that is 1/8 of an inch from the edge.



Fold the vinyl toward the lining side of the checkbook cover…and press firmly to help it stay in place.  (Remember, if you iron from here on out, you need to be sure to avoid ironing where the vinyl is.  Even if there is a piece of fabric between the vinyl and the iron, it will probably melt a bit and possibly change shape.  Trust me….I know! ;) )



Turn the check book cover over (keeping the vinyl folded firmly in place) and place on top of a piece of tissue paper.  Side under your needle (ad check again to be sure the vinyl is folded under evenly) and top-stitch around the entire checkbook cover from the outside fabric side, 1/8 inch from the edge.  (The reason for the tissue paper is to help it slide across the the sewing machine…otherwise it will stick.)



Tear away the tissue paper (and pick off any bits that remain).



Then slide your checkbook into its pocket and your ledger into the other pocket……and then lift your vinyl flap and place it under your top check.  Cool, right?? :)



Now toss is your purse, your wallet, or your desk drawer.  And then make a few more for your friends.  Because those plastic check covers have GOT TO GO!





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Need a few more fabric DIY project ideas?

Check out this Fabric Tissue Box Cover…with a Grommet Opening.


Or how about turning a Purse into a Padded Camera Bag

Or maybe you want to whip up a few Stuffed Fabric Turtles.


Fabric Checkbook Cover (with duplicate check divider)

Ashley Johnston
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Ashley Johnston

Owner at Make It & Love It
Ashley Johnston is a professional DIY costume maker, sewist, crafter, and owner of Make It & Love It. She is a mom of 5 and a wife to a very patient (with the craft clutter) husband. In case you’re wondering, she always chooses crafting/sewing/designing over mopping/dusting/wiping base boards……but bathrooms/laundry/full bellies are always attended to. Whew!
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  1. C. Adams says:

    Thanks for this tutorial. I do use checks because I like to write in the memo which invoice I am paying when I have work done on my house. A credit card payment doesn't give you that option and unfortunately there are contractors out there who can/will slap a lien on your house and claim that the work they did was not paid for. Your directions are excellent and easy to follow

  2. Tina says:

    P.S. Small pieces of vinyl: Recycle the ugly broken vinyl one from the bank :)

  3. Tina says:

    Thank you for the great tutorial. While I don't need the duplicate protector, I'll use the instruction to include the small tab at the top of the cover to hold my page in the register. Thanks again!

  4. Jayne Cascarelli says:

    I was just thinking about sizing a checkbook and BAM this showed up. Excellent in its entirety. Thank you Ashley

  5. Brenda S says:

    I made a check book cover out of plastic canvas, but it’s a little bulky. I’m so going to make one of these. Thank you so much .

  6. Meari says:

    Nice tutorial. Question… Where does one get a small piece of vinyl?

    1. Ashley says:

      I bought it from the fabric store. It comes on a huge roll that you buy by the yard. I just bought an 1/8 of a yard and it was only a dollar or two. But, if you look around, you may have a small piece around the house. You know the clear plastic packaging that sometimes sheet sets come in or other items from the store? Usually that will be just the thickness of vinyl that you need… maybe take a look around before you purchase some! :)

    2. Meari says:

      Oh! Thanks for the tips. I *do* have some of those bags that sheet sets come in. I did think about the fabric store, but then I’d have a big piece of vinyl and not know what to do with the leftovers. :)

  7. Kate says:

    Love this! Still use a few checks a month and always carry the checkbook, but hate the plastic cover. Great solution!

    1. Ashley says:

      Yes…’re like I am! I only need a check occasionally but I still need them! Hope this works out for you too! :)

  8. Kaly says:

    This is really cute. I will definitely be making one!

    You know, about the vinyl, I’ve always put two pieces of clear tape on either side of my needle and feed dogs so the vinyl won’t stick. I make lots of vinyl bags and things to coral cards and kids toys, and the tape works like a charm!

    1. Ashley says:

      Ha……I actually have a tutorial on doing that!!! However, I made this project right after we moved and didn’t have any scotch tape unpacked and decided to try this. The tissue paper worked pretty well…but yes, the tape trick is super cool too! :)

  9. Louise says:

    I’m a checkbook carrier too! Not too many of us out there anymore! A friend of mine in my quilt guild totally makes fun of me for carrying one! I have a leather-like cover, btu this would be so much more fun! :) Maybe I’ll even make one for my friend that teases me! :)

    1. Ashley says:

      Haha……I get teased too! :) You should definitely make her one….because how can she say no if it’s super cute?!?! ;)

  10. CreativeKhadija says:

    So pretty! perfectt tutorial with fine images! great job Ashley :)

    1. Ashley says:

      Thanks Khadija….glad you like it! :)

  11. Katie says:

    This is so cute that it almost makes me wish that I even had a checkbook!

    1. Ashley says:

      Haha……well, maybe it’s time to go old school and order some! ;)

  12. Iris says:

    Have not had a decent check book cover for years. Downloaded some real cute designs for check book covers years back and now I am looking them up to make some covers. Maybe even some for Xmas presents. I love the vinyl Idea. When I made some before I just used a piece of thin cardboard tucked in (which I would always lose). Keep sewing and keep sharing.

    1. Ashley says:

      Yes, wouldn’t this be fun for Christmas gifts?! Pretty inexpensive too! :)

  13. Robin says:

    Yeah I have a dirty rotten check holder and have never been able to replace it because… you don’t see a plethora of check holders to choose from in the stores. This is way better.

    1. Ashley says:

      Thanks Robin!

  14. Marge says:

    Ashley, thanks for the tutorial. Very easy to do. I don’t think I’ll ever stop using checks, unless they totally do away with them!

    1. Ashley says:

      You’re welcome! And I think I’m the same way….there always seems to be a need for them, so they’re sticking around for me too. :)

  15. Laura says:

    Checks are such a pain. I thought I was completely away from them, but three years ago we moved to a very rural area where a lot of places and utilities don’t take cards (or even have websites — ugh!), so they are a necessity again. I’ve had to reorder twice already, including this morning (so the frustration is still fresh on my mind). But recently, yes, my plastic cover split down the middle. I happened to come across a pretty tacky-looking pleather one at a thrift shop for 25 cents, so that’s what I’m rocking now. I figure it comes from the same bygone era as checks, so they should go together. But next time I have a few minutes, I’ll make myself a cute one!

    1. Ashley says:

      Oh yes, you’re using them all the time! And that’s exactly what my plastic case did… split down the middle.

      If you give one a go….good luck! And enjoy!

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Hi, I’m Ashley—the DIY-enthusiast behind this crazy blog!

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